Financing Benefits

Financing created for Lincoln,
and crafted for you

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (770) 621-0200 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Get Your Lincoln Purchase Financed with Us

Getting a Lincoln is a big deal. The Lincoln brand makes luxury vehicles that are quiet, comfortable, and have the best features on the automotive market today. So if you're thinking about getting a Lincoln vehicle but don't have enough money to do it, you should look into what you can get when you find the right finance deal. At Hennessy Lincoln Atlanta, we have all of the information you need to make a great purchasing or leasing decision. Still, we also have the financing offers that will make your experience better because we can make getting a loan just that much easier.

How We'll Help You Through the Process

Choosing between our great selection of new and used Lincoln vehicles can be a challenge because there are so many great options to choose from and our sales associates will help you through that process. But you also have to be able to get a loan and figure out how much you qualify for. When you talk to our finance department, they can walk you through the entire process by looking up your credit and showing you your options. We'll also help you find the best deal for your situation. And if you love the option of starting with a leased vehicle, know that we can help you with the financing on that, too. Finally, whether you're currently in the process of buying the vehicle or bought the vehicle over a year ago and just have a question about your financing, we're here to help.

Questions? Contact Us Today

When you're looking for a great loan the next time you buy or lease a Lincoln vehicle, make sure that you come to our dealership. You can start by looking at our selection of Lincoln vehicles and find out what you qualify for later. Otherwise, you can talk to our sales department to find out how much you qualify for first, and later you can look at the vehicles. Either way, you're sure to get a vehicle and a loan that you'll be proud to have.